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As a result, tradespeople like plumbers, masons, electricians, landscapers, carpenters, painters, HVAC installation specialists, excavation professionals, flooring installation technicians, road construction specialists, and tree removal services qualify for artisan contractors insurance.
Additionally, insurers may impose sub-limits on sewer line repairs, capping payouts at 5,000 or 10,000, which may not fully cover excavation and replacement costs.
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The most your policy will pay in a 12 month policy period for bodily injury and property damage claims that you become legally obligated to pay due to your business and professional services.
Have a professional plumbing technician inspect your plumbing at least once annually, and consider a video sewer inspection to catch damages early on.
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